Mediclaim insurance
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Description
- Private health insurance company may turn you down for coverage based on pre-existing medical conditions
- They may approve you for medical insurance coverage but exclude benefits for treatments associated with your pre-existing condition
- This is what is referred to as an "exclusionary rider," which is an addendum to the standard benefits offered under the health plan that you have selected
- Some states do not permit insurance companies to place exclusionary riders on individual health insurance policies
- This results in the rate of decline applications which is much higher in this case
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Mediclaim insurance
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